Terms & Conditions
najib88 Malaysia

1 Interpretation and Definitions

In this Terms & Conditions document, the following words and phrases carry the meanings set out below unless the context requires otherwise:

• "Platform" refers to the najib88 website accessible at https://najib88.one and all related subdomains.
• "User" or "You" refers to any individual who registers an account, logs in or uses the services on the najib88 platform.
• "Operator" refers to najib88, the company that owns and operates this platform under international licensing.
• "Account" refers to a user account officially registered on the najib88 platform.
• "Funds" refers to the monetary balance in a user's account, whether cash or bonus credits.
• "Bonus" refers to any incentive, promotion or additional credit offered by the operator to users.
• "Wagering Requirement" refers to the total amount that must be wagered before bonus winnings can be withdrawn.
• "Responsible Gambling" refers to the practices and tools provided to help users manage their gambling habits.

2 Acceptance of Terms

By registering an account, accessing or using any part of the najib88 platform, you hereby acknowledge that you have read, understood and agree to be bound by these Terms & Conditions in their entirety.

Acceptance of these terms is legally binding. The operator reserves the right to amend, add to or revise these terms at any time with reasonable notice to users. It is your responsibility to review these Terms & Conditions periodically.

Continued use of the platform after changes to the terms are published will be considered acceptance of the amended terms.

3 Eligibility and Account Registration

To register and use the najib88 services, you must meet the following eligibility requirements:

• Be 21 years of age or older on the date of account registration.
• Be an individual who is legally entitled to enter into a binding agreement in the jurisdiction where you reside.
• Not be on any list of individuals voluntarily or compulsorily excluded from gambling platforms.
• Provide accurate, correct and up-to-date information during account registration.

Each user is only permitted to hold one (1) active account. Registration of multiple accounts by the same individual is prohibited and may result in all accounts being closed without notice, balances forfeited and legal action taken.

Users are fully responsible for all activity that occurs within their account. Passwords must be kept confidential and must not be shared with any other party. The operator reserves the right to request identity verification documents such as a national identity card (MyKad) or passport at any time.

4 Deposits, Withdrawals and Payments

najib88 supports a range of secure and recognised payment methods for the Malaysian market:

• Touch 'n Go eWallet
• DuitNow
• FPX online banking (various local banks available)
• Boost
• ShopeePay
• Cryptocurrency — USDT, BTC, ETH

All deposits must use a payment method registered in the same user's name. The operator reserves the right to reject or delay processing of suspicious transactions or those that do not comply with anti-money laundering policies.

Withdrawals will be processed to the same payment method used for the deposit, or another method approved by the operator. Where additional verification is required, the processing time may be longer than stated.

All transactions are in Malaysian Ringgit (RM/MYR), except for cryptocurrency deposits and withdrawals which use the equivalent value at the current rate.

5 Bonuses and Promotions

najib88 offers various promotions to registered users. All bonuses are subject to wagering requirements and the specific rules set for each promotion.

Wagering requirement calculation examples:

• Deposit RM100 → Bonus RM100 → Account balance RM200 → Wagering to complete: RM100 × 15 = RM1,500
• Deposit RM3,200 → Bonus RM1,500 → Account balance RM4,700 → Wagering to complete: RM1,500 × 15 = RM22,500

General rules relating to bonuses:

• Only one active bonus is permitted at a time unless stated otherwise.
• Bonuses cannot be converted directly to cash — they must be used for wagering first.
• The operator reserves the right to cancel a bonus if there is any attempt at abuse, fraud or breach of terms.
• Promotions are subject to change or withdrawal at any time without prior notice.

The najib88 VIP programme consists of five tiers — Bronze, Silver, Gold, Platinum and Diamond — each offering progressively higher weekly cashback based on your loyalty level. Tier upgrades depend on your wagering activity over time.

6 Game Rules

All games available on the najib88 platform are subject to the specific rules set by their respective game providers. Users are responsible for understanding the rules of each game before placing bets.

• Game results are final and cannot be disputed unless there is clear evidence of a technical failure acknowledged by the operator.
• In the event of a technical disruption during a game, unsettled bets will be determined based on the operator's system records.
• The operator reserves the right to cancel or suspend a game in the event of a significant technical fault.
• Users are not permitted to use any automation software, bots or other unauthorised methods to gain an advantage in games.

7 User Conduct

Users agree to use the najib88 platform responsibly and to comply with all rules set out. The following actions are strictly prohibited:

• Colluding with other players to deceive the system or manipulate game results.
• Using another person's account information or impersonating another person.
• Exploiting technical vulnerabilities or system bugs to gain an unauthorised advantage.
• Circumventing bonus wagering requirements through unapproved methods.
• Using the platform for any illegal activity, including money laundering.
• Sharing offensive, abusive or harmful content through any communication channel on the platform.

Breaching any of the above rules may result in immediate account suspension or closure, forfeiture of balances and bonuses, and appropriate legal action.

8 Responsible Gambling

najib88 cares about user wellbeing and is committed to ensuring that gambling remains a controlled form of entertainment. We provide a range of tools to help users manage their gambling:

• Deposit Limits: Set daily, weekly or monthly deposit limits according to your means.
• Loss Limits: Cap the amount you can lose within a given period to protect your finances.
• Temporary Account Suspension: Request a break from gambling activity for a period of your own choosing.
• Self-Exclusion: Close your account permanently if you feel that gambling is having a negative impact on your life.

Users may contact our 24/7 support team via live chat or email for assistance and further information on the responsible gambling tools available. This platform is for individuals aged 21 and above only.

9 Liability Limits

To the extent permitted by applicable law, najib88 shall not be held liable for:

• Financial losses incurred by users as a result of gambling activity on the platform.
• Service interruptions caused by factors beyond the operator's control, including network failures, natural disasters, or decisions by authorities.
• Losses arising from unauthorised access to a user's account due to the user's own negligence in safeguarding their login credentials.
• Inaccuracies in information provided by third-party providers relating to games or sporting events.

The platform is provided "as is" and the operator makes no express or implied warranties regarding continuous uninterrupted availability.

10 Account Suspension and Closure

The operator reserves the right to suspend or close a user's account without prior notice in the event of:

• A breach of any provision in these Terms & Conditions.
• Suspected fraud, money laundering, or other illegal activity.
• Failure by the user to verify their identity when requested.
• Confirmation that the user is under 21 years of age.
• Instructions from a competent authority.

11 Changes to Terms

najib88 reserves the right to amend, update, or replace these Terms & Conditions at any time. Users will be notified of any significant changes through:

• A notice displayed on the platform's main page.
• An email to the address registered by the user.
• A message within the user's account.

The "Updated" date at the top of this document indicates the date these terms came into effect. Users are encouraged to check this page periodically to stay informed of the latest changes.

12 Applicable Law

These Terms & Conditions are governed by and interpreted in accordance with the laws under the jurisdiction applicable to the international licence held by najib88.

Any dispute arising from or relating to these Terms & Conditions shall first be resolved through negotiation between both parties. If a resolution cannot be reached, the dispute will be referred to arbitration or the relevant court at the operator's discretion.